Unveil the connections behind the risk.

Modus reads the entire network - entities, money, documents, devices, timestamp - and surfaces how risk moves across every layer of an organization.

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One system

One intelligence layer to
Solve for every risk.

Scattered data within an organisation combines with external intelligence to provide business insights. Disconnected tools become an intelligent system to answer your questions.

Different question. Same intelligence.

Every fraud leaves a shape.

Modus reads your entire network - entities, devices, money, time - and surfaces the shape of financial crime while it is still forming.

01 — Three tracks, one engine

Credit Intelligence & Underwriting

Knowledge graphs and clustering

Knowledge graphs discover linkages between borrowers, counterparties and bad actors. Graph neural networks and AI risk scoring help visualise clusters for corrective actions by stakeholders.

UnderwriteClusterWarnAppraise

Graph-based underwritingGraph neural networksAI risk scoring & EWSCAM generation

Sharper decisions. Stress caught early. Appraisals in minutes.

The core loop

From signal to action.

A transaction, a document or a filing enters the system.

Try it

Pick a question.The network answers.

Shared PII resolves scattered records into one connected entity.

Backed by

Investors and institutions building India’s risk infrastructure.

In the news

Where Modus has shown up.

Fortune India

Zerodha’s Nikhil Kamath & WTFund back Modus

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The Story Watch

WTFund second cohort — 22 founders unveiled

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PIEDS, BITS Pilani

Recipient of the MeitY SAMRIDH grant

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Z47

Modus at Z47’s financial services roundtable

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DBS Innovates

Modus at DBS Bank Gen AI Day

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WTFund

Modus AI, recipient of the WTFund grant

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Who builds it

Expert-led fraud-risk execution.

Backed by senior financial-sector advisors across banking, payments, forensic investigation and AML.

Leadership Strength

Sunit Gautam

Co-founder, CEO

Ex-Goldman Sachs fraud strategy; built AI and graph fraud detection for the Apple Card. IIT Kanpur.

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Somesh Lund

Co-founder, COO

Forensic investigator; advised banks, financial institutions and regulators. Published expert.

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Vamshi Krishna

Head of Engineering

12+ years building scalable banking and fintech platforms across regulated environments.

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Our Advisors

Priya Subbaraman

Advisor

30 years across capital markets, banking & regulation. Former CRO, NSE; ex-Goldman Sachs & Standard Chartered. Expertise in surveillance, investigations, compliance & governance.

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